| Disc 1 Introduction |
|
|
Module 1 (15 minutes)
J05 and Exam technique |
Structure
of the diploma exam | exam preparation | 6 golden
rules in the exam |
Module 2 (9 minutes)
AF3 and the Advanced Diploma
|
Structure of the
Advanced Diploma exam | J04 and J05 | tips on how
to approach Advanced Diploma exams |
Module
3 (29 minutes)
Pensions Simplification: Overview | |
lifetime
allowance | enhanced lifetime allowance factor |
protected retirement age | benefit crystallisation
events | calculating the lifetime allowance charge
| transitional protection including tax free cash
sum |
| Disc 2 |
|
|
Module 4 (23 minutes)
Secured Pension Options (part 1) |
Scheme pensions
| Lifetime annuities | death benefits payable
| impact of longevity | economics and other
factors on annuity rates | advantages and
disadvantages of each option |
|
Module 5 (21 minutes)
Secured Pension Options (part 2)
|
Security of members benefits | escalation
of benefits | minimum pension age | trivial commutation
payments | conventional, unit-linked and with-profit
annuities |
Modules 6 (19 minutes)
Unsecured Pensions (up to age 75)
|
Short term annuities | income withdrawal
| calculation of maximum incomes | death benefits
| transitional provisions for pre-A day drawdown
| advantages and disadvantages of each option |
| Disc
3 |
|
|
Module 7 (13 minutes)
Phased Retirement |
Structure and features of phased retirement
| annuity purchase basis | pension fund withdrawal
basis | death benefits | advantages and disadvantages
of phased retirement |
|
Module 8 (17 minutes)
Alternatively Secured Pension |
Minimum and maximum income
limits | charity lump sum benefit | transfer lump
sum death benefit | taxation of benefits | advantages
and disadvantages of ASPs |
Module 9 (18 minutes)
Critical yield and Income withdrawal
|
Regulartory background
| critical yield A and B | mortality drag and mortality
gain | impaired annuities and critical yield | asset
classes and their risk profiles | FSA guidance and
related compliance issues |
| Disc 4 |
|
|
Module 10 (8 minutes)
Ill-health |
Drawing benefits on the
grounds of ill health | operation of the lifetime
allowance on the grounds of serious ill-health |
serious ill-health lump sum | protected rights |
|
Module 11 (24 minutes)
State Pensions |
Retirement ages | NI credits
| basic state pension and divorce | deferral options
| NI contributions | position on death | SERPS |
second state pension | pension forecast | Pension
Credit |
|
Module 12 (13 minutes)
Regular Client Reviews |
Changes in client circumstances
| recalculation of a critcial yield | assessment
of other financial data | rebalancing investment
portfolios |
Module 13 (21 minutes)
Crammer Module
|
The summaries from the previous modules |
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