Target audience:
This is an advanced course aimed at principals, pension IFAs and compliance officers.

Overview:
To provide details of the options available on Divorce. The course provides a greater insight in to the needs and difficulties facing family lawyers. It will enable advisers to work more confidently in this complex area of pensions advice.

Key course content:

	State Pension Benefits
	Use of BR19
	Use of BR20
	Substitution of NI records
	Offsetting
	Asset Allocation
	Mesher orders
	Duxbury calculations
	Attachment
	Retention of ‘guaranteed’ benefits
	Implementation process
	Transfer of benefits / keeping informed
	Charges
	Sharing
	Shareable rights
	Alternative valuations
	Implementation
	Advising the client
	Gathering information
	Shadow membership
	Rebuilding lost benefits
	Effects of A-Day
	Working with the family lawyer
	Court forms
	Expert witness
	Advice process
	Limitations of the regulatory regime