AF7 – Pension Transfers – Audio MP3 Download

£58.33 + VAT

Our AF7 audio material has been updated and is suitable for exams from October 2019.

Our AF7 exam audio study book on Pension Transfers has over 3 1/2  hours of simple and effective MP3 exam study material. Learning on the go.  Use it when commuting, running, at the gym and just about anywhere! Instant download.

Sample of our AF7 audio module – click play to listen


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AF7 Pension Transfers. Size: 9 modules, over 3 1/2 hours of material
Download time: approx 3 minutes over high speed broadband

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R02 Investment Principles and Risk exam material
Module 1 (16 minutes)
AF7: the exam and preparing for it AF7 credits towards Chartered status or the Certificate of Pension Transfers | how the AF7 Pension Transfers exam is structured | exam preparation – pre-exam | exam technique – 10 golden rules

Module 2 (20 minutes)
The regulatory background APTA and other FCA rules that apply to transfers | types of safeguarded benefit | duties of scheme trustees when transferring | the rules for statutory transfers

Module 3 (26 minutes)
The pensions transfer advice process Pre-retirement and at-retirement transfer advice | stages of the advice process | hard and soft facts | transfer value statements | TVC | APTA | critical yields | annuity interest rate (AIR)

Module 4 (20 minutes)
DB schemes and safeguarded benefits Part 1 Safeguarded benefits, e.g. GAR benefits | benefits given up when leaving a DB scheme | escalation of GMP and excess benefits | pension increase exchange (PIE) | death benefits | definition of dependant | death when receiving a scheme pension

Module 5 (23 minutes)
DB schemes and safeguarded benefits Part 2 Early leaver options: refund of member contributions, preserved pension | GMP revaluation rates | CETV: four steps | why T/Vs might change over time | CETV v TVC | initial cash equivalent (ICE) | enhanced T/Vs

Module 6 (28 minutes)
Transferring between different types of pensions Charges | risks associated with transfers, i.e. sequencing, mortality, longevity, inflation | death and ill-health benefits compared: ceding scheme verses receiving scheme | money purchase schemes – options when taking benefits

Module 7 (35 minutes)
Key issues for pension transfer advice The lifetime allowance | transitional protections | the pension protection fund | overseas transfers

Module 8 (31 minutes)
Practical aspects of advising on pension transfers Different transfer scenarios and the implications on the advice given | the different styles of question asked in AF7 | cash-flow modelling | self-investment – SIPPs and SSAS’s loans and borrowing| general retirement planning considerations, e.g. when and how to access benefits, tax considerations and the MPAA | purchase of a buy-to-let property

Module 9 (15 minutes)

Crammer module This consists of the summaries of the previous modules.


AF4 Investment planning audio

What people say about us

‘Really impressed with the content and style of your Pensions Transfer material, which will no doubt prove very useful.’

Bob Newark

Chartered Insurance Practitioner

Homecroftwealth, Surrey

AF4 Investment planning audio

Click here to read a related blog: Spotlight on the AF7 exam